Millions of Cash App users could see a $147 payout thanks to a $12.5 million class action settlement addressing security concerns and unauthorized account access. Whether you experienced a hack or simply used the app during the eligible period, this settlement offers cash relief without proving any personal loss. As of November 21, 2025, claims are open, with payouts expected in early 2026.
Here’s a clear, easy-to-follow guide on who qualifies, how to claim, deadlines, and scam protection so you don’t miss out.
What Is the Cash App Settlement?
Cash App, owned by Block Inc., faced a class action lawsuit after users reported account takeovers and weak security measures, including insufficient two-factor authentication and delayed fraud alerts.
- Lawsuit filed in 2023 in California federal court
- Settlement reached in October 2025 for $12.5 million
- Base payout of $147 per eligible user
- Additional reimbursement up to $2,500 for documented fraud victims
This settlement reflects the importance of user protection and financial accountability, ensuring users affected by app vulnerabilities are compensated.
Who Qualifies for the $147 Cash App Payout?
You don’t need to have been scammed—simply using the app during the key period can qualify you.
Key Eligibility Criteria
- Covered period: November 12, 2018 – August 20, 2024
- Must be a U.S. resident
- Must have a personal Cash App account (business accounts excluded)
- Employees and insiders are not eligible
Eligibility Table
| Category | Qualifies? | Why | Potential Payout |
|---|---|---|---|
| Personal U.S. Cash App User (2018-2024) | Yes | Used the app, exposed to weak security | $147 |
| Documented Fraud Victim | Yes | Show unauthorized charges | $147 + Reimbursement (up to $2,500) |
| Business Accounts | No | Focus is on personal users | $0 |
| Cash App Employees | No | Conflict of interest | $0 |
| Non-U.S. Residents | No | Lawsuit limited to U.S. jurisdiction | $0 |
| Late Joiners (post-Aug 2024) | Maybe | Check account activity dates | Up to $147 if pre-cutoff activity |
Pro Tip: Collect account statements now—they help speed up enhanced claims.
How to Check and File Your Cash App Claim
The claim window closes February 28, 2026, so acting early is smart.
Quick Steps
- Check Emails: Look for official notices from info@cashappclaims.com
- Visit the Official Site: www.CashAppSettlement.com
- Cash App App: Profile > Support > Settlement Info
Filing Your Claim
- Complete the online form with basic details (name, address, account info, usage dates)
- Choose Base $147 (no proof needed) or Enhanced (submit fraud evidence)
- Submit and wait for confirmation
- Payouts via check or PayPal expected after court approval in March 2026
Appeals possible within 30 days if denied.
Scam Warnings: Protect Your Claim
Scammers often target settlements. Avoid:
- Paying any fees to claim
- Clicking on suspicious links or emails from unofficial domains
- Giving out full bank info or SSN unnecessarily
Official sources: Cash App Settlement site, FTC.gov
Why This Settlement Matters
- Encourages stronger security: improved two-factor authentication, faster fraud response, annual audits
- Provides financial relief for casual users and victims alike
- Raises awareness for app accountability and safer financial habits
FAQs
1. Do I automatically get $147?
No, you must file a claim online to receive your payout.
2. Is the money taxable?
Amounts under $600 generally aren’t reported; over $600 may require IRS reporting.
3. Who is excluded from the settlement?
Business accounts, Cash App employees, and non-U.S. residents.
4. Can I get more than $147?
Yes, documented fraud victims may receive up to $2,500 in reimbursement.
5. What’s the deadline to claim?
Claims must be submitted by February 28, 2026.
Conclusion
The Cash App $12.5M settlement is a valuable opportunity for eligible users to receive up to $147 without hassle. By checking eligibility, filing promptly, and avoiding scams, you can secure your share safely. Visit www.CashAppSettlement.com today, gather your documentation, and claim your payout before the February 2026 deadline.
Take action now to turn this legal win into real cash in your pocket—and stay alert for safer app usage in 2026 and beyond.